This may include registered and non-registered savings. Please exclude final defined benefit pensions here.
Everything you’re saving for retirement, including registered (such as Registered Retirement Savings Plan and Tax-Free Savings Account) and non-registered savings. We assume that you will increase your monthly savings contributions by 3% every year, in line with salary growth.
Please provide an indication as a percentage of your current income.
0% Government short-term bonds, 25% Fixed income, 75% Equity
This may be appropriate for investors who are prepared to take some risks with their investments in exchange for potentially higher returns than are offered by lower-risk investments and require a balance between lower-risk fixed-interest securities and higher-risk equities.
Government short-term bonds
Fixed income
Equity
*The amount of income you think you’ll need to live comfortably in retirement. Express it as a percentage of your current annual earnings. This value is generally less than 100%, since the cost of living after retirement usually goes down.
80% of salary